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Cyclo Monster Bike Shop Derby

🚴 Flexible Finance Options

We understand that investing in your cycling journey is a significant decision. To make it more accessible, we offer a range of flexible finance options tailored to suit your needs and budget. Whether you're eyeing a new bike, accessories, or specialised equipment, our finance plans can help you get on the road sooner.

💳 Available Finance Providers

  • V12 Retail Finance: Offers both interest-free and interest-bearing credit options. Ideal for purchases over £250

  • Cycle to Work Scheme: Save up to 39% on a new bike through salary sacrifice, available via providers like CycleScheme, Green Commute Initiative, andBike2WorkScheme. Contact us instore to redeem a cycle scheme voucher

🛒 How to Apply for Finance

  1. Build Your Basket: Add items totalling over £250 to your basket.

  2. Select 'Pay by Finance': Choose this option during checkout.

  3. Complete the Secure Application: Fill out the finance application form; the process is quick and secure.

  4. Instant Decision: Receive an approval decision in seconds.

  5. Order Confirmation: If approved, your order will be processed and dispatched promptly.

📋 Important Information

  • Eligibility: Applicants must be aged 18 or over and subject to credit approval.

  • Minimum Spend: Finance options are available on purchases over £250.

  • Exclusions: Some items, such as sale bikes or those purchased with promotional discounts, may not be eligible for finance.

  • Data Security: All personal and financial information is handled securely and in compliance with data protection regulations.

Interest-free example
  • Cash Price:£1,000
  • Deposit (10%):£100
  • Amount of Credit:£900
  • Loan Term:12 months
  • Representative APR:0%
  • Monthly Repayment:£75 (£900 / 12)
Interest-bearing example
  • Cash Price:£1,000
  • Deposit (10%):£100
  • Amount of Credit:£900
  • Loan Term:24 months
  • Representative APR:14.9%
  • Annual Interest Rate (Fixed):7.60%
  • Monthly Repayment:£43.19
  • Total Repayable:£1,136.56
  • Total Cost of Credit:£136.56

Finance example

Product value is £3000.00